Government schemes for Indian MSMEs

Free MSME registration issuing your official Udyam certificate — the base document for every other scheme.

Migrate legacy Udyog Aadhaar records to the new Udyam portal.

List on the Government e-Marketplace to sell directly to Central & State departments.

DPIIT recognition unlocks tax holidays, IPR fast-tracking and self-certification.

Credit Guarantee Trust for Micro & Small Enterprises: up to ₹5 Cr guaranteed loans without collateral.

Shishu / Kishore / Tarun loans up to ₹10 lakh for non-corporate small enterprises.

PMEGP margin-money subsidy of up to 35% on new manufacturing / service units.

In-principle sanction of MSME loans up to ₹5 Cr from public-sector banks in under an hour.

Small Industries Development Bank of India — SMILE, growth capital, working capital, machinery loans.

₹10 lakh–₹1 Cr composite loans for at least one woman and one SC/ST borrower per bank branch.

Soft-loan scheme for women entrepreneurs setting up small-scale ventures.

Preferential Mudra terms for women-led micro enterprises.

Grant + credit + capacity-building for women through registered NGOs.

Capital, interest and power-tariff subsidies for MSMEs across manufacturing sectors.

Maharashtra State Innovation Society and DIC support for cluster-based MSME growth.

Structured capital subsidy, MSME parks and export promotion for TN units.

Zone-based incentives, interest subsidy and power concession for Karnataka MSMEs.

ZED certification for MSMEs — quality manufacturing with minimal environmental impact.

Single-window grievance, hand-holding and finance-facilitation portal by MoMSME.

Discount your invoices to large corporates and get paid faster — RBI-regulated exchanges.

25% mandatory procurement by CPSEs from MSEs (4% from SC/ST, 3% from women-owned).